Escaping the Ontario chill this winter usually demands a warm vacation. While you sort out which swimsuit would look best by the pool, you might not be packing the most important thing — travel insurance.

A recent study by CAA shows that over 40 per cent of their Members in Ontario opt to skip emergency medical travel insurance, which can leave you vulnerable if you need to use the ER during your R&R.

It’s not something you like to think about, but travel insurance gives you peace of mind that you and your loved ones can boldly tackle whatever adventures come your way.

If you’ve never considered travel insurance “worth it,” here are a few reasons to get insured so you don’t get left out in the cold.

Protection from emergency cancellations

Face it, no one loves getting sick before a big vacation, but it happens. And it only makes not being prepared all the worse. Getting Trip Cancellation insurance can help protect you from paying for a vacation you aren’t able to attend!

travel insurance ontarioAlso, if during the trip you experience a medical emergency, Trip Interruption insurance can help you recoup certain costs if you’re already on your trip.

Get a comprehensive policy

Purchasing your travel insurance from a reputable provider like CAA can help you get an all-encompassing policy you understand. Expert Travel Consultants can give you in-person meetings to go over your policy and answer any questions you may have about your coverage.

Also, securing your insurance is quick and easy, with options for you to purchase online or over the phone, making it accessible whenever you need it.

Money savings

With the rising cost of medical claims outside of Canada having increased by 15 per cent since 2019 according to national research conducted by Orion Travel Insurance in 2024, a huge medical bill is the last souvenir you want to take home with you.

Securing travel insurance before your trip can save you from personally having to foot the bill at the hospital, with comprehensive coverage that’ll keep you protected.

CAA Members can also access a host of member benefits that help them both at home and on vacation — with up to 10 per cent savings on their travel insurance. Plus, CAA offers insurance bundles to reduce your bill even further so you can get the protection you need without breaking the bank.

Get a quote and learn more about how CAA Travel Insurance can help you make your vacation more relaxing.

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