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Financial expert Dave Ramsey has made a name for himself as someone you turn to when you need help balancing your household budget. He even has a popular show, where callers will reach out to him for advice about their money troubles.And there’s a reason everyone trusts him. Back before he became a self-made millionaire, Ramsey was $4 million in debt—a situation that’s more common than you’d think. LendingTree’s 2026 report says that Americans are carrying around $1.252 trillion in credit card debt—a moment that he says totally turned his life around. However, some of his fans wonder whether he’s…

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