A bank machine in Borderlands 4 is all you need to keep your backpack tight while saving the important stuff. There are many powerful guns and strong shields to use in the game, but you won’t have the space in your backpack to carry them all, and you may not be able to even use them with your current character. The bank is the tool that helps you deal with these kinds of situations.
In this Borderlands 4 guide, you will find an explanation of how the bank system works and all the bank locations.
Update (March 27): We added the location of the bank machine introduced in the “Mad Ellie and the Vault of the Damned” DLC.
How the bank system works in Borderlands 4
You can only access the bank system in Borderlands 4 by finding and interacting with a bank machine. This system allows you to deposit and withdraw pieces of gear and guns for free.
While most of the time you want to sell the loot you won’t use, there are guns or other pieces of equipment that can be great in specific situations, so it’s good to keep them. At the same time, you don’t want to occupy slots in your backpack with guns you won’t use all the time. When this happens, you want to deposit the gun or equipment in the bank.
Another important use for the bank is to send guns and gear to other characters you have. In Borderlands 4, the bank is shared by all the characters in your account, which means that you might find a good gun for Vex, the Siren, while playing with Rafa, the Exo-Soldier. In this case, you would just need to put the gun in the bank, change characters, and withdraw it while playing Vex.
To increase the number of items your characters can put in the bank, you need to unlock more slots by using SDU tokens.
All bank locations in Borderlands 4
In Borderlands 4, there are five specific places where you can find bank machines. You’ll unlock them by progressing in the story. You can find banks in the these location:
- The Launchpad
- Carcadia
- Belton’s Bore
- Bones of Sanctuary
- The Speakeasy (DLC)
For more specific instructions on how to find these banks, we explain fully below.
The Launchpad
You’ll find the first bank machine in the game in the home of the Outbounders. It’s located inside the building where you find other services, like the vending machines.
Carcadia
The bank machine in Carcadia is located inside the main building. Once inside, turn left and head northwest. It’s beside the two vending machines.
Belton’s Bore
Navigating Belton’s Bore feels a bit confusing, but when it comes to finding the bank machine, it’s pretty simple. From the fast travel machine, turn right and go up the stairs. At the top, you will find the bank machine.
Bones of Sanctuary
Bones of Sanctuary is one of the best places to quickly reach the bank machine in the game. You find it in the outside area to the left of the vending machines.
The Speakeasy
In the Whispering Glacier zone, accessible to those who own the “Mad Ellie and the Vault of the Damned” DLC, you can find a bank machine in the Speakeasy area. You’ll first visit this location during the “On Icebound Shores Abandoned” main quest. The machine is on the east side of the room on the first floor, beside the contract board.
