For Canadian parents, the Canada Child Benefit (CCB) is probably one of the most consistent supports you see each month. And with the September 2025 payment about to roll out, many families are still seeing a little extra thanks to the updated federal rates that took effect this summer.
Whether you’re new to the government program or just keeping tabs on your household budget, here’s what to expect from this month’s deposit — from the maximum amounts to who qualifies and when the money will land.
What is the Canada Child Benefit?
The CCB (or Allocation canadienne pour enfants, in French) is a monthly, tax-free payment from the federal government designed to help with the cost of raising children under 18. It can go toward anything from groceries and school supplies to clothing and after-school activities.
To qualify, you must:
- Live in Canada and be a tax resident
- Live with and primarily care for a child under 18
- Have filed your 2024 taxes (and your partner’s, if applicable)
In shared custody situations, payments are usually split evenly between both parents.
Who is eligible for the CCB?
To qualify for the CCB, you must live in Canada, be a tax resident, and have legal status (citizen, permanent resident, protected person, registered under the Indian Act, or a temporary resident with at least 18 months of valid status).
You also need to live with a child under 18 and be their primary caregiver (the one mainly responsible for day-to-day care). In shared custody, the benefit is usually split evenly between parents.
There’s no strict income cutoff. Even higher-earning families may receive payments, though smaller amounts.
More about CCB eligibility
How much can parents get in September 2025?
The maximum monthly amounts, introduced in July, remain in effect this month:
- $666.41 per child under 6
- $562.33 per child aged 6 to 17
These indexed rates reflect increases tied to inflation, roughly $17–$19 more per child compared to last year.
If your adjusted family net income is above $37,487, you may still qualify for partial payments. The CRA offers a Child and Family Benefits Calculator to estimate your exact benefit.
More about CCB payment amounts
Canada Child Benefit calculator
Not sure how much you’ll actually get? The Canada Revenue Agency has an online calculator that gives you a personalized estimate of your monthly Canada Child Benefit.
All you need to do is plug in details like your household income, the number of kids you’re raising, their ages, and whether any qualify for the Disability Tax Credit (DTC). The tool also factors in provincial or territorial top-up programs, so you’ll get a complete picture of what your payment could look like based on where you live.
When is the next payment?
The September 2025 CCB payment will be deposited on Friday, September 19.
If you’re signed up for direct deposit, it should arrive in your account that day. Paper cheques can take a few extra business days.
Here are the remaining 2025 payment dates:
- October 20
- November 20
- December 12
More about federal benefit payment dates
How to apply for the CCB
If you’re not receiving the benefit yet, you can apply in a few ways:
- Through your CRA My Account online
- When registering your child’s birth
- By mailing in Form RC66 to the CRA
Once approved, you don’t need to reapply every year — just make sure you and your partner file your taxes annually to keep payments coming.
And remember: the CCB is 100% tax-free, so whatever shows up in your account is yours to keep.
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