We all know that shopping for the Canadian holiday season can be extremely overwhelming. From large crowds to mega sales to staying on budget — it’s no easy task to shop without getting a little frazzled.
So, what can we do? Well, dear friend, we’ve got a couple of tricks up our sleeves to shop smarter and better — without breaking the bank.
Come along for the ride and get ready to practise some smart shopping tactics.
Make a budget
It sounds rather simple, but making a budget is one sure way to stay focused without overspending. If you have a price limit set, keeping track of your purchases will be an easy task without too much planning.
If you’re shopping for lots of friends and families, it may also be beneficial to create budgets for each gift, rather than a total for everyone.
Compare prices
For shoppers who know just what they want to buy, it’s always a good idea to compare prices! The holiday season always brings sales and special offers, so doing some research before shopping can help you score the lowest price.
If you’re comparing prices online, don’t forget to consider shipping and other fees! Those sneaky extras can add up and may actually be even more expensive than you thought.
Check the reviews
To make sure your gifting season goes off without a hitch, it’s always helpful to read reviews of the products you’re interested in. It’s an easy task to check out the reviews for similar products, even the low-rated ones.
A quick dive into a review can help you make better-informed decisions when debating between similar items, different manufacturers, and even retailers.
Use PayPal Pay in 4

Now available in Canada, PayPal Pay in 4 gives shoppers a no-fee, interest-free way to split up a purchase into manageable payments when shopping online.
Splitting up payments can allow you to be more flexible when shopping and can help you stay within budget without overspending. And with no late fees or hidden costs, it’s even more manageable and budget-friendly.
Here’s how it works: shoppers can split eligible purchases from $30 to $1,500 into four equal payments every two weeks. All transactions are backed by PayPal Purchase Protection and 24/7 fraud monitoring and security for peace of mind. Available wherever PayPal is accepted online, including Structube, Expedia, and Sephora.
Explore the new Pay in 4 option and see how it can help you shop smarter and better this season. Whether you’re looking for stocking stuffers, heading to a white elephant party, or even picking up a little something for yourself, PayPal Pay in 4 is here to take the stress out of shopping. Learn more on the PayPal website, and happy shopping!















