Holding the winning ticket to a lottery jackpot is the ultimate dream, right up until a press release reveals your name, hometown and winning amount to everyone about your latest influx of cash. And it’s all perfectly legal.
In certain US states and territories, lottery winners are required by law to disclose their identity when claiming a prize, which can be a risk for some. But depending on where you bought your ticket, you may have more grounds for privacy protection than you think.
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Why Lottery Privacy Laws Matter
Lotteries are conducted on a state level and those with public disclosure laws have set the prize claim regulations to avoid accusations of corruption and maintain transparency. On the other hand, lawmakers have proposed legislation to protect lottery winners’ privacy following concerns over harassment, fraud and even targeted crimes. Disclosure laws vary by location and winnings amount, so check the requirements before you buy or claim a ticket.
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States That Offer Anonymity
A handful of states let any prize winner stay anonymous regardless of the amount, provided they request it. The lottery commissions in Delaware, Kansas, Maryland, Mississippi, Missouri, Montana, New Jersey, North Dakota, Ohio, Oregon, South Carolina and Wyoming won’t release your name or any details without your consent.
States With Partial or Conditional Anonymity
The majority of state-run lotteries in Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New Mexico, North Carolina, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia and Wisconsin offer anonymous claims as long as they fall within certain legal guidelines and winnings thresholds. For example, Virginia allows anonymity for prizes of $1 million or more, while Maine’s lottery legislation protects the identity of anyone winning over $100,000.
Where You Can’t Stay Anonymous
Lotteries held California, Connecticut, District of Columbia, Idaho, Indiana, Iowa, New York, Pennsylvania and Vermont require full public disclosure, and your name becomes part of the public record the moment you claim your prize. In some states like Arkansas, accepting your winnings gives the lottery commission rights to use you or your likeness in future promotional materials.
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Experts Say To Gather a Trusted Team
Tom Murray, Ph.D., CFT, a certified financial therapist and licensed marriage and family therapist, told Parade that winners should resist the urge to claim their prize quickly and consult professionals first. “Get your team together, create a plan and then claim the prize.” Murray suggests assembling an accountant, a certified financial planner and a tax attorney— and one expert many winners overlook. “A certified financial therapist is often essential,” he says, noting that sudden wealth can take a significant psychological toll.
At the end of the day, it’s important to remember anonymity rules that apply are those of the state where you purchased the ticket rather than the state where you live. So the next time a jackpot climbs to record highs, it’s worth knowing exactly what winning the lottery might cost you in the long run.
Related: Man Wins $1.3 Million Lottery Thanks to His Late Father in Miraculous Twist of Fate
Disclaimer: This article is for informational purposes only and does not constitute financial advice.